Our Programmes
Three programmes. One clear direction.
Whether you are just starting to think about family planning or ready for a full learning journey together, Hearthly has a programme designed for where you are right now.
Back to HomeOur Methodology
How Hearthly programmes are structured
Each Hearthly programme follows a consistent three-part framework: understanding where you are as a couple, mapping where you want to go, and identifying the everyday habits that will take you there. This framework keeps sessions grounded in your actual situation rather than generic scenarios.
We draw on publicly available knowledge about Malaysian family finances, EPF contributions, education costs, and household budgeting — and we present it in a conversational format that works for couples with very different levels of prior financial knowledge.
All programmes are designed to leave couples with tangible output: a shared milestone plan, completed templates, and the habit of talking openly about money together.
Conversation-led
Structured discussion, not lecture delivery
Template-supported
Practical tools completed during the session
Both partners
Designed for two people, not one
Malaysia-specific
Content grounded in local financial realities
Programme 01
Planning-Ahead Session
A warm, facilitated session helping couples map everyday money habits and milestones as they prepare for a growing family. The session uses conversation prompts and ready-to-fill templates to make the discussion practical from the first minute. Couples leave with a shared written milestone plan and a set of simple habit-building guidelines tailored to their situation.
Personalised milestone mapping
Identify the 3–5 most relevant milestones for your current stage as a couple
Couples' conversation templates
Structured prompts that help you and your partner discuss priorities without it becoming an argument
Habit-building starter guide
Simple, specific habits you agree on together before you leave the session
Digital copy of all materials
Access your completed templates from any device
Investment
RM 490
per couple, one session (~2–3 hrs)
Programme 02
Family-Planning Toolkit
A comprehensive resource for couples who want more than a single session. The Toolkit includes milestone planners, shared budget templates, and access to the Hearthly couples' community — a moderated space where participants share everyday questions, practical tips, and encouragement with couples at similar life stages across Malaysia.
Complete milestone planner workbook
Cover every major family milestone from fund-building to welcoming a new arrival
Shared budget templates
Formatted for two incomes, one household, and changing costs as families grow
Hearthly couples' community
Ongoing access to a peer community of Malaysian couples planning ahead together
Regular community Q&A threads
Curated discussions on common questions couples raise as milestones approach
Investment
RM 1,520
per couple, ongoing community access
Programme 03
Growing-Family Programme
A structured multi-session general-education programme covering everyday money habits and milestone planning across the full arc of early family life. Delivered in small group sessions with other Hearthly couples, the programme follows a clear curriculum from building a shared financial foundation to preparing for expanding household needs — all framed around publicly available information and practical tools. Couples who complete the programme receive a joint certificate of attendance.
Multiple group sessions over several weeks
Scheduling confirmed at enrolment; both in-person and online components
Full curriculum from foundation to family
Covers habit-building, milestone planning, EPF basics, education fund thinking, and more
Group learning with other couples
Small cohort sessions with structured sharing and peer learning
Joint certificate of attendance
Issued to both partners on programme completion
Full Toolkit resources included
All planners, templates, and community access bundled in
Investment
RM 4,250
per couple, full programme
Choosing the Right Programme
Compare what's included
Not sure which programme suits you? This overview should help you find the right starting point.
| What's included | Planning-Ahead RM 490 |
Toolkit RM 1,520 |
Growing-Family RM 4,250 |
|---|---|---|---|
| Best for first conversations | Best for tools + community | Best for full learning journey | |
| Facilitated session | |||
| Milestone planner | |||
| Budget templates | |||
| Couples' community access | |||
| Multi-session curriculum | |||
| Certificate of attendance | |||
| Group cohort format |
All prices are per couple. Contact us if you have questions about which programme suits your situation.
Across All Programmes
Standards we apply to every programme
Education-only scope
All Hearthly content is general education and publicly available information. We do not provide regulated financial or investment advice.
Participant confidentiality
What is shared in sessions and community spaces stays within those spaces. We take participant privacy seriously at every level.
Current and relevant content
Programme materials are reviewed regularly to reflect current Malaysian conditions, including EPF guidelines and cost-of-living realities.
Respectful facilitation
Sessions are facilitated in a judgment-free, respectful environment where couples at all levels of prior knowledge feel comfortable participating.
Moderated community
The Hearthly community is actively moderated to keep it useful, on-topic, and a genuinely supportive space for participants.
Responsive support
Our team responds to all enquiries within one working day. Pre- and post-session questions are welcome.
Pricing
Transparent fees, no surprises
Planning-Ahead
RM 490
per couple · one session
- 1 facilitated session
- Milestone planner
- Budget templates
- Digital materials
Family-Planning Toolkit
RM 1,520
per couple · ongoing access
- Complete toolkit
- Budget templates
- Couples' community
- Q&A threads
Growing-Family
RM 4,250
per couple · full programme
- Multi-session curriculum
- Group cohort sessions
- All Toolkit included
- Certificate of attendance
Not sure where to start?
Tell us where you are and we'll help you choose
Drop us a message or give us a call. We will point you toward the programme that fits your current stage — no pressure to start big.